The Defense Guide translates complicated legal procedures into simple, easy to understand instructions. It contains extensive legal research on consumer debt lawsuits, and is designed to educate Defendants about how to represent themselves in court without an attorney.
A do-it-yourself guide for Defendants in debt lawsuits. Created from years of legal research, and my personal experience of being sued by a debt collector. The easy to read format is designed to educate Defendants about their legal rights, and guide you through the process of a consumer debt lawsuit.
The Defense Guide is built to help you learn easily, and act fast….using a textbook/workbook educational approach, The Defense Guide will walk you through the real-world steps to fight back. It’s a proven, time-tested system that’s worked for Defendants across the country!
- Easy to use, easy for everyone, step-by-step instruction for debt lawsuits – Real world case examples to help guide you through the process – All court forms, templates and documents
You, me, EVERYONE – we all have the power to fight back and claim our peace of mind. I’ve included all the stuff I wish someone had told me when I was going through my lawsuit. Take the guesswork out of your legal battle, and turn your situation around with the time-tested power of The Defense Guide.
"The day I got served with a lawsuit I was at a loss for words. I had no idea who this was and why they were suing me. I immediately did a Google search and came across a forum where many people in my situation were talking about your website. It was obvious you knew what you were talking about, so I bought the guide. I was guided every step of the way with all the legal paperwork and what steps I needed to take next. My case in Arizona was dismissed. I would recommend your guide to anyone in similar circumstances – I really would have been lost without it. Thank you so much!"
"In the mail yesterday, I received a notification from the law firm that was suing me that they dismissed my case! Woohoo! I would NEVER have gotten a dismissal without your guide. Thank you for the power to fight and win!!!"
Junk Debt Buyers and Consumer Debt Lawsuits…If you’ve recently discovered that you’re being sued over an old debt, you’re probably feeling pretty overwhelmed. The first thing you need to know is this – being sued in court over consumer debt does not mean that you’re a bad person. Also, you’re not alone…millions of Americans are being victimized by lawsuits like just yours. Furthermore, you have plenty of legal rights, and there are ways to reach a positive outcome. Like the majority of people who are sued over old debt, you’re probably being sued by a junk debt buyer. What is a Junk Debt Buyer? Junk debt buyers are firms that buy old debt from credit card companies and other lenders. While they usually purchase old credit card debt, they occasionally buy old auto loans, retail loans, telecommunication bills and other debts.
In most cases, they buy these debts for pennies on the dollar (about 5% of what its worth). Why is this debt sold for such a cheap price???…In short, these accounts have very little value to the original creditor because they’re usually uncollectable when challenged in court. How Junk Debt Buyers Operate…There is a limit to the amount of time, money and effort that the average credit card company will put into attempting to collect a debt. Once a company builds up a large enough number of uncollected accounts, they bundle them up into large portfolios and put them on the market for sale. They are sold to the highest bidder, which is typically a junk debt buyer.
Junk debt buyers then engage in many different methods to collect these old debts from consumers like you. They are counting on the fact that consumers are fearful of the court system, and cannot afford an attorney (average cost for an attorney is over $200 per hour). Also, many consumers often need to clear blemishes from their credit reports and are usually willing to pay old, mysterious debts without question. Junk debt buyers use a wide range of shady practices in their attempt to collect old, charged-off debts from consumers. Lawsuits are among their favorite tactics. The fear of a lawsuit often frightens consumers into blindly paying an old debt.
Exercise Your Rights…As a consumer and a Defendant, you have rights and protections under federal law. These rights grant you more power than the attorney suing you – think about that. Figuring out, understanding and exercising your rights is usually easier said than done. That’s where The Defense Guide comes into play. This handy guide provides step-by-step instructions on handling consumer debt lawsuits, including court forms with helpful notes, and real-world case examples that demonstrate how to fight back in a lawsuit.
I am not an attorney, and DefendASummons.net is not a law firm. The information within this website is self-help legal research that requires the interpretation of the viewer (that’s you). This is not the same as legal advice. You should always do your own research of the law, or consult with an Attorney if you are concerned about the legal consequences of your decisions. Use DefendASummons.com and its contents at your own risk. Read more…