The fact that you are on at this website, tells me something. You are in search of how to take control of your credit card debt.
Well don’t waste another second or a dime on some expensive debt service, because the truth is, it is much easier than you think.
Negotiating my credit card interest rates has been a life-changing secret for myself, my family, my friends and the many others I have helped.
So what is credit card negotiation? Simply put, negotiating a lower interest rate directly with the bank. No third parties involved, or fees. Negotiation is absolutely FREE to do and any credit card holder can do it!
If you have $10,000 in credit card debt at a 25% interest rate, paying a minimum payment of $250 a month, it would take you 7 years and 3 months to pay the debt off. Over this time you would end up paying $11,731.00 in interest.
Now take the same debt and minimum payment, put the debt at a low interest rate of 5%, and you would pay the debt off in 3 years and 7 months. You would only spend $962 in interest.
This is a $10,796 difference!! This is why lowering your credit card interest rates is so important! You are not only saving money but your valuable time. Unfortunately many cardholders look this simple fact over.
Why? Many cardholders just pay the minumum payment and never question how much they will truly pay in interest, or how long it will take to pay the debt off.
To start off, I have perfected a series of three easy steps to help anyone from any background or education level.
For years I worked for a “big” bank, where I learned exactly how the credit card service side worked and what programs the bank had to offer clients in debt.
The only trick was these were secret programs to help only those who asked for the programs by department or name. Customer service reps were not allowed to talk about these programs with clients or give the advice you will read about in my book.
Years later I left the bank to work for a credit card debt negotiation company where I used my expert bank knowledge to my benefit.
See, I knew what most bank representatives on the phone didn’t know. I knew their programs, I knew who to talk to, and how to ask.
This is what lead me to devote my time and resources to create something so easy anyone could do it.
You are going to learn everything you will need to know to negotiate (lower) your credit card interest rates and tips to help you pay your debt off faster.
And best of all with my simple and easy to read E-Book, you are going to skip the years of learning and hard work I had to go through!
After reading my book you can start negotiating (lowering) your interest rates right away and even use the knowledge to help you in other areas of debt.
One road leads you back to the same life you’re living right now. Up to your neck in credit card debt with no light at the end of the tunnel. Wondering what to do or….
Then there is that other road. The one that leads you to taking control of your credit card debt, personal happiness and the freedom to live again!
Your guide to credit card debt freedom is here, and at a price anyone can afford. No more dreading your monthly statements or worrying how am I going to pay off this debt. Learn everything the credit card issuers do not want you to know, and skip years of hard work! Read more…