Here’s a fact for you. Most people that try to save money fail. Instead of saving money, they actually wind up deeper in debt.
We’re living in a new age world where things like cell phones, laptops, and nights out on the town are no longer luxuries — they’re necessities.
Our lives are EXPENSIVE, and the old school methods of placing a few dollars of your paycheck into a savings account just don’t work anymore because we need every cent we make.
We keep hoping that when life gets easier, we get a raise, the kids move out, or we win the lottery, then we’ll be able to save a few nickels and dimes from our paychecks — and finally get ahead.
You have to find a way to save money that accommodates the things you want and need in life if you truly want to amass savings.
You can’t do without or "cut back" to stuff a little cash away. If you do, you’re not going to stick with the plan, and you won’t save money.
You should publish this in paperback and sell it in bookstores. Better advice than some financial advisors on the radio ever thought of giving. I’ve slashed my spending almost in half. Thank you, thank you!
I thought to save money, you couldn’t spend it, so I never had a savings account. After reading your book, I now have a savings account that’s growing monthly.
Twenty years ago, there weren’t so many cars on the road. Rush hour meant slower traffic, not a guarantee of gridlocked traffic every day.
Some families had two incomes, but more than most still relied on one. We didn’t have computers, cell phones, and GPS systems as part of our everyday lives. Insurance premiums didn’t require an arm or a leg to pay.
So maybe in those days — when our parents and grandparents were younger and saving money — tucking twenty dollars (or even a hundred) back here and there wasn’t such a big deal. But it is today.
Let’s face it. Our money today is stretched in so many different directions, some days we don’t know if it will stretch far enough.
There are financial advisors out there who will tell you to shut off your cell phone, cut off Internet access at home, drive a clunker of a car, and eat hot dogs every night if that’s what it takes to save money.
and I mean really hungry… and you raid the fridge of everything but the fridge itself. And you gain more weight than you ever lost!
Well, that’s what happens when you cut out the things you love (and think you need) to try to save money.
That’s part of the reason why dropping part of your paycheck into a savings account doesn’t work as well as it used to too.
You wind up cutting back on the things you want just to save a few bucks — and you put yourself on a modified starvation diet.
I am going to teach you EXACTLY what you’re doing wrong, then show you how to save up to thousands of dollars a year without so much as breaking a sweat.
Hi, my name is Brandon Lamb. Just a little over four years ago, I found myself broke, without any money in savings, and up to my eyeballs in debt.
I couldn’t save a dime if the dime deposited itself into my bank account. I’d have withdrawn it instantly because I thought I needed it to survive.
And it seems like if you do manage to save anything, you’re either not enjoying your life the way you want to, or you’re spending it no sooner than you save it.
I’d just graduated college, gotten my first job, and for the first time in my life I was making really good money.
You know how us college kids are — we’re broke, begging for money from mom and dad all the time, and the only light at the end of the tunnel is that good paying job that we’ll get when we’re finished.
I went out just about every night with friends. I became the king of a good time, and the prince of partying.
It was nothing for me to buy rounds and rounds of drinks, take my girlfriend to the most expensive places to eat, and to make those shopping malls forget there was a recession taking place.
The good money I was making didn’t seem like a lot at the end of the week when every cent I made was going to credit cards and other debt that I’d accumulated while enjoying that same paycheck.
My money problems — or my lack of money problems — were affecting what others thought of me . But who could blame her?
Who wants to be with a person who can barely pay bills? That was me, and I didn’t blame her — not even back then.
I wanted you to know that your methods have me on track to save $13,000 this year. Plus it will be the first year I take my family on a vacation that isn’t to visit family — thanks to your spending/saving methods.
I’ve tried everything to save money: envelopes, percentage of my paycheck, and nothing worked. You are the first person that ever taught me a way to save money that actually works.
So, I did what any good accounting and finance major would do! I went back to my textbooks. Yes, I probably should have done that in class — and I did, I promise.
You and I both know that’s true. But I started to study. I studied my books. I researched online.
I’m happy to tell you that what I learned in those textbooks and from all my research actually worked.
Now, I’m happily married. My savings account continues to grow every year (I don’t have to steal from it anymore), and my wife and I are expecting our first baby boy very soon! Read more…